- LAU does not call the leaser's income documents and does not require the display of nómina. [1].
- Legal limits for a housing contract: one month ’s rent, an additional guarantee (aval, deposit) not exceeding two months ’ payment for up to five years, no advance payment of more than one month ’s payment cannot be required [1].
- The lessor pays the agency and the contract, and in Catalonia, the transfer of the lease to the lessee, when not allowed, is considered very serious. [1][2].
- Instead of nómina, the contract or the account holder, the employer's letter, the account, the tax declaration, the bank guarantee or the guarantor is accepted by the owner. [1].
- Do not send passports and statements before inspection and verification of the owner: information must be limited and a press statement is a fraud [8][9].
Is it possible to rent a lease in Barcelona without a nómina?
The Nómina is a settlement sheet from an employer who runs a Payroll in Spain, and the owners ask him to make sure that the tenant can pay. [1]. In the Catalan law on the right to housing Llei 18/2007, we also found no list of documents that the official landlord is entitled to accept.
So nómina is not mandatory, but the owner is free to refuse unless he has received confirmation of the ability to pay. Generalitat advises the lessee that the monthly lease does not exceed one third of his income, and this orientation helps to understand what the owner thinks when he asks for documents. [3]The alien without Spanish Payroll is left to show the income and its source so that the owner understands it and the law is not violated.
What documents replace nómina?
There is no list in the law, so below are the options that are reasonable to propose, which of them is the owner or agency's decision.
| Document | What Shows | What to Note |
|---|---|---|
| Employment contract or off-line contract | Position, salary, term | Signature, dates, currency, transfer at the request of the owner |
| Letter from the employer | Current contract, salary, seniority | Contact for verification, date not exceeding several weeks |
| Bank statements | Income and balance | Number of months and count determines owner; show only the right |
| Tax or income statement | Annual income of self-employed, business owner | Country, form, language, confirmation of submission |
| Residual statement | Rental inventory | Not a substitute for income, but supports the rest of the paperwork. |
| Aval Bancario or deposit | Additional guarantee of payment | No more than two monthly payments for up to 5 years [1] |
| The sponsor in Spain | Personal responsibility for payments | The terms determine the contract, the limits are the same [1] |
Catalonia has an Avalloguer program that covers rents to owners [7]We didn't check her condition: ask the owner if the cover is appropriate, but don't expect her to be a ready solution.
What is the law that permits a claim instead of nómina?
The law does not replace nómina, but limits what the owner has the right to demand from the tenant.
| What | Limit | Source |
|---|---|---|
| Fianza pledge | One monthly rent | LAU, art. 36.1 [1] |
| Additional guarantee | Not more than two monthly payments if the contract is under 5 years of age (up to 7 if the lessor is a juris) | LAU, art. 36.5 [1] |
| Prepaid rent | No more than one month's fee | LAU, art. 17.2 [1] |
| Agency and contract processing | The lessor pays | LAU, art. 20.1 [1] |
| Temporary contract for work or study | Housing rules on bail, guarantees and rents apply | Llei 11/2025 [4] |
Two conclusions: if you are offered six months or a year in advance instead of nómina, and the owner demands it, it goes beyond LAU. And the agency that charges the tenant for the renter where the law charges the lessor risks: Decreto ley 1/2025 Catalonia has taken this transfer to very serious violations. [2].
How can a foreigner collect a package step by step?
- First, you can determine what you have. The contract, employer's letter, statements, tax documents, funds. Income confirmation for UGE.
- Prepare a short letter of explanation. It's not a legal document, it's a clue to the owner how to read your situation.
- Make a PDF kit. Russian ownership documents may be requested to translate: the requirements for the transfer of the tenant's documents have not been found, but the foreign language lease itself should be translated into Catalan or Spanish when depositing the deposit at Incas.l [5].
- Find out what you can offer beyond that. Aval or deposit within the limits of the law, guarantor, longer contract period.
- Check the owner and apartment before the scans are passed. Registro de la Propiedad will show who owns the [6]Ask cédula de habitatidad, without which you cannot offer a dwelling [3], and the energy certificate that the landlord is obliged to transfer [6].
- Check the terms of the contract. In the zone of tensionado, which includes Barcelona, the contract must contain the last five years' rent or the price of the reference index and the owner's status as a gran tenedor. [2].
- Get bail. The lessor will deposit a deposit with Incas\l within two months of signing [5]Ask for confirmation of the contribution.
If you're still looking for a place to live, look. How to look for a place in Barcelona and What to Look at in the Treaty.
What if income is not regular or comes from abroad?
The lowest standard solution is that if you work for a foreign employer, the supporting documents are contracts, bills and receipts on the account that comes in, plus the tax returns for the last year in your country. If you have business income, you need company information and discharge information. If you don't have the income, you have to show the funds in the account and offer an additional guarantee within the limits of the law.
The official rules on which foreign documents the owners are obliged to accept are not found. Banks and documents that the owner cannot verify are less credible, and this is a matter of his decision, not the law. Therefore, it is better to show one understandable picture in advance: source of income, amount, account, frequency. Documents and records of the agencies.
What data are you passing on and to whom?
Reglamento (UE) 2016/679 requires that the data be adequate, relevant and limited (principle of data minimization, art. 5.1.c) [8]For you, this means not sending a passport, a full passport and a background check to everyone who answered the ad, and before the inspection, you have enough general description, and the full documents are shown after you have ascertained that the owner is real.
INCIBE describes signs of fraudulent advertising: price is markedly lower than market, photo of other advertisements, owner abroad who cannot show the apartment and offers settlement through intermediaries, pressure of urgency, payment through money transfer services [9]Any request to transfer money before inspection and verification shall stop this signal.
What mistakes are most common when renting without nómina?
- Offered a year's advance payment instead of a confirmation of income. The owner cannot claim more than one month's payment forward [1]Money that goes forward is not protected by the Incas'l bond.
- They rule or forge documents. It's not acceptable: we don't prepare or recommend such documents. It's better to show less, but honestly.
- The agency is paid a commission by the owner. Under LAU, the cost of the agency and the contract is borne by the lessor [1].
- They agree to a "temporal" treaty for no reason. Under Llei 11/2025, the purpose of the interim contract must be specified and confirmed, otherwise the presumption of permanent residence is valid [4]Follow BOE: The rates for temporary leases and IVA changed in October 2026.
- They pay cash bail without a receipt. Bail is paid to Incas\l and the lessor is required to issue payment documents [5][1].
- Sending out the scans of passports and banks to everyone. It's against the principle of data minimization. [8].
- They don't check the owner's register. The tenant has the right to check in Registro de la Propiedad that the owner rents the apartment and to verify that the representative has a notary power of attorney. [6]How to order an discharge: note online.
When does it take a case?
If the owner refuses because of the format of the documents, if you are offered non-standard terms or if you sign the contract through the agency, it makes sense to show the package and the contract to the specialist before signing. For foreigners whose income comes from Russia, Belarus, Kazakhstan or Ukraine, it is especially worth knowing in advance which documents the owner can verify. This depends on your case, and we do not give the general rule.
What can we help you with?
The NEXO team in Barcelona is helping to collect the rental package, prepare translations and explanatory letters, check the LAU agreement and Catalonia rules and tell the owner what questions we want to ask. We don't promise the owner will accept the documents and we don't replace it. The first 30 minutes of consultation is free, full consultation 45 minutes is 121, transfers and duties are paid separately. Write: ConsultationIf you move on DNV, look. Digital Travellers ’ permit service and the route DNV.
Frequent issues
Can you rent an apartment in Barcelona without a nómina?
What documents can be shown instead of nómina?
How much collateral and guarantees can Catalonia require?
Can you pay for months in advance instead of nómina?
Should the tenant pay the agency to pick a flat?
What data are safe to send to the owner before being examined?
What if the owner asks for money before the examination?
Based on source
- BOE · Ley 29/1994 de Arrendamientos Urbanos, artículos 17, 20 y 36 ↗
- DOGC · Decreto ley 1/2025, de 28 de enero, de medidas urgentes en materia de contención de rentas ↗
- Generalitat de Catalunya · Recomanacions per llogar un habitatge ↗
- DOGC · Llei 11/2025, de 29 de desembre (art. 66 bis Llei 18/2007) ↗
- Incasòl · Dipòsit de fiances ↗
- Generalitat de Catalunya · Llogar un habitatge: drets i obligacions ↗
- Generalitat de Catalunya · Avalloguer ↗
- DOUE · Reglamento (UE) 2016/679 (RGPD), artículo 5 ↗
- INCIBE · Estafas en alquileres de viviendas ↗
Sources are viewed on 02.10.2026. Consolidated texts and departmental reference pages are informative: legal application takes into account official publications, changes and specific circumstances. Material has not been personally checked by counsel.
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The source is viewed on 02.10.2026 · NEXO · Drafting Draft · Sources do not replace individual legal advice.

