Non-lucrative residence

No lucrativa in Spain: conditions, documents and procedure for filing

No. lucrativa in Spain is a residence permit for a jobless life: 400 per cent of IPREM per month is required for the applicant and 100 per cent for each family member, medical insurance and a clean criminal record.

Information material, not individual legal opinion: Prepared using IE; checked by a subject matter specialist before publication has not yet been completed; conditions apply to a particular situation and may change.
Short
  • No. lucrativa (residencia temporal no lucrativa) is a permit to live in Spain without work or professional activity. First permit issued for one year [1].
  • The law requires four things: sufficient funds, health insurance, no threat to public order (inspection of ancestors and police report) and payment of a duty [1].
  • The funds are considered to be from IPREM: 400 per cent per month per applicant and 100 per cent per family member. [1][2].
  • The Aliens Authority decides on the one month after the consulate's communication, and if the application is not heard, the application is rejected. [1].
  • No. lucrativa does not allow work. UGE explicitly states that work without permission violates the Aliens Act and the period of "displaced work" is not counted for DNV. [4].

No. lucrativa in Spain: What is the residence permit and who is suitable

Residencia temporal no lucrativa (timeless residence) is a ground for people who may support themselves and do not intend to work in Spain, defined in article 61 of the Reglamento de extranjería (Real Decreto 1155/2024): in this situation is the alien and his family who are allowed to live in Spain without work or occupation. [1].

It is often chosen by pensioners, people with capital or rent income, families where one person receives money from abroad without personal work, and those who want to live in the country first. If you get a salary or a fee for your work, that's another reason: Comparison of no lucrativa and Digital Nomad. Pensioners are separately dedicated to material No lucrativa pension and passive income.

The question of the size of the savings, rather than the nature of the income, is that money from the possession of assets, pension and savings is a logical one. [1][4].

What conditions does the law set for no lucrativa?

Article 61 Reglamento refers to special requirements for the initial authorization: four basic and no-return period for those who have previously voluntarily returned to their home country under the relevant programme. [1].

RequirementWhat does it mean in practice?Who checks
Sufficient funds40% IPREM per month per applicant and 100% per family member for the period of authorization, or regular incomeConsular
Seguro de enfermedadInsurance that covers the risks of the Spanish public health systemConsular
No threat to orderRegistro Central de Penados and police report, both requesting the authority itself within 7 daysOficina de extranjería
Sent.Paid before deposit, receipt attached to applicationOficina de extranjería

In addition, the general requirements for a visa are added: a certificate of criminal record from the countries of residence, a medical certificate and a passport with a sufficient balance of time; the consulate in Moscow, for example, requires a passport of at least one year and two clean pages; and a certificate of criminal record for the last five years with apostille. [3]. Other consulates may have different lists, so check your consulate’s page.

If there are records in the police report, this does not automatically mean refusal: the authority is obliged to assess the facts and decide whether there is a real threat. [1].

How much money does it take to make no lucrativa

The law assigns the amount to the IPREM (the indicator on which social payments are directed is not equal to the minimum wage). 40% of the applicant is at least 100% of IPREM per month, 100% of each family member is at least 100% of IPREM. The total amount is considered for the duration of the permit and the IPREM value is required for the date of submission. [1]According to the Seguridad Social, IPREM in 2026 is 20 a day, 600 a month and 7,200 a year. [2].

For the first year, the first year of article 62: for one person, 2,400 a month, or 28,800 a month, for 12 months, each family member adds 600 a month, that is 7,200 a year. For a couple, this is 3,000 a month and 36,000 a year. This is a legal calculation, not a guarantee that the consulate will accept the exact amount: the practice of evaluating evidence is defined by consulates. [1][2].

How to confirm the origin and availability of money, which documents are accepted and how to count on renewal, is taken separately: funds for no lucrativaB. Calculation for spouses and children: No lucrativa with family.

How to put no lucrativa: order by step

The first permit is requested from the consulate of the municipality of residence, not from Spain, and the visa application is also requested for residence (art. 63). [1][3].

  1. Select the consulate. They're being served at the consulate of the district where you legally reside. [3].
  2. Get the papers. Visa form, EX-01 form, photo, passport, proof of funds, insurance, apostille and transfer certificate, medical certificate, district residence document, duty receipt (modelo 790 code 052) [3]Family members are given a family relationship document [3].
  3. Give it to me in person. The consulate is entitled to request additional documents and to call for an interview [3].
  4. Wait for the decision. The authority decides within a month of the communication of the consulate. If no reply is received, the application is rejected. [1].
  5. Take the visa. If so decided, the consulate issues a visa within a month, and the visa includes a residence permit [1].
  6. Enter and process TIE. Within a month of entry, you must personally file a map of the alien on the Tarjeta de identidad de extranjero [1].

Detailed review of each step, requerimiento and interviews: no lucrativa step-by-step through consulate.

What happens after approval: first year and extension

First authorization valid one year [1]The extension must be extended in the one-week period of two months before the end of the deadline. If the application is late, the application within three months after the end of the application also extends the previous authorization, but may entail a punitive procedure. [1]I. Extension of authorization for two years [1]What we're checking on the extension, we've taken it up in the article. extension no lucrativa.

In the first year, you should keep the documents as if you were going to apply for an extension: insurance, residential confirmation, school for children, travel history, and it takes more than 183 days to actually live in Spain in the calendar year, and it's estimated by document, not by memory. [1].

If you spend more than 183 days in Spain a year or you have a centre of economic interests here, you are a tax resident and pay IRPF with world income under article 9 Ley 35/2006 [6]This is a separate check, crossing the residence permit by number only 183.

What can't be done on no lucrativa

You can't work either for hire or for yourself or remotely for a foreign company. UGE, in the explanation of Digital Nomad, says that no lucrativa does not allow work and work without permission violates the Aliens Act. [4].

If you want to go to work, you can change the basis of employment from no lucrativa to a job or a personal account without a visa. [1]III. Procedure described in article on change of residence permit, and the boundaries of the allowed are collected in the material What can't be done on no lucrativa.

Which changed the Tribunal Supermo decisions of 2026

The decisions of the Tribunal Supermo of 8 and 29 July 2026 (both published in BOE on 22 September 2026) declared invalid article 197.2 on mandatory electronic submission for a number of procedures, including extension no lucrativa; the first decision repealed several other family and antecestine rules [5][7]Articles 61, 62 and 63 on requirements and procedure no lucrativa are not listed in the list of cancelled persons. This means that the electronic delivery has ceased to be mandatory and is permitted in the face, as is clear from article 197.1. The conditions of no lucrativa in 2026 are the same as described above. Agencies.

Typical errors in preparation no lucrativa

  • Consider the salary removed as a passive income. Neither the bank's country nor the name "consalting" alters the essence: if you work in person, it's not no lucrativa. [4].
  • Take the money from the old article. The calculation is from IPREM on the day of the launch, not from last year's blog. [1][2].
  • Forget about the family. Each family member adds 100% IPREM per month and the amount is counted for the whole period [1].
  • Order a paperwork before the consulate is selected. Requirements for apostilles, translations and validity of certificates vary from consulate to consulates [3].
  • Don't get TIE in time. Month from entry, not from decision [1].
  • No record to extend. Insurance, residence over 183 days and school for children is checked in a year [1].

When Individual Review Is Needed

A review is needed if the income is mixed (pensions plus consultations), if you own shares in the company, if you have a few country statements, if you bring children or parents, if you want to go to work in a year, then the choice between no lucrativa, DNV and other grounds depends on your case, and this is checked by a lawyer and a gestor. Comparative table of grounds for residence permit.

What can we help you with?

The NEXO team in Barcelona helps determine if you're good for no lucrativa, collect a set of documents, plan translations and apostilles, prepare an extension and understand when a change of foundation is needed. The legal part is run by the team's lawyer, the tax and administrative part of the hestor. Sign up for a consultationII. General outline of steps: No lucrativa route sheet, the service format is <x id="3 78" , the price in the article <x idchord="38" , , in the form of the article , , , id=================="3"exam> "exam> "3"exam> {{{{{{{{{\display}}}}}}}}}}}}}}}}}}} {{{{{{{{\display}}}}}}}}}}}}}}}}}} An error in the code or item means that you paid for the wrong procedure no lucrativa.

Frequent issues

What is no lucrativa in Spain in simple terms?
This is a residence permit for those who live in Spain on savings, pensions or income from assets and who do not work. First one-year permit, two-year extension, not to work, including off-site for a foreign company. [1][4].
How much money does it take to make no lucrativa in 2026?
Under the law, 400 per cent of IPREM per month for the complainant and 100 per cent for each family member. Under IPREM 600, I am 2,400 and 600 for each relative, for the duration of the permit. [1][2].
Can you work remotely on no lucrativa?
No. The basis is for life without work and work. UGE writes that work without a permit violates the Aliens Act and this period cannot be used as a period of service for DNV. [1][4].
Do you need health insurance for no lucrativa?
The consular office in Moscow indicates that insurance must cover all the risks that the Spanish public health system covers. [1][3].
How long before the answer comes to no lucrativa?
The Aliens Authority decides within a month after receiving the communication from the Consulate. If no reply is received, the application is rejected. [1].
Can you work with no lucrativa in Spain?
You can change the basis for a work permit without leaving the country. After a year of residence, the labour market is not checked, until one year is checked. [1].
Do you have to buy real estate for no lucrativa?
No, buying a dwelling is not part of the requirements of articles 61 and 62, but housing may be required as part of the proof of residence, but ownership of real estate does not in itself replace funds and insurance. [1].

Based on source

  1. BOE · Real Decreto 1155/2024 (Reglamento de extrandjeria), articles 38, 39, 60-64 and 191, consolidated text of 22.09.2026 ♪
  2. Seguridad Social · Cotización 2026: SMI and IPREM values
  3. Spanish Consulate in Moscow · Visado de residencia no lucrativa ♪
  4. Ministry of Inclusion, UGE · Preguntas Frecuentes, teletrabajadores internationales (question 12)
  5. BOE · Sentencia del Tribunal Supremo de 8 de julio de 2026 (n.o 868/2026), publication 22.09.2026
  6. BOE · Ley 35/2006 (IRPF), article 9 ♪
  7. BOE · Sentencia del Tribunal Supremo de 29 de julio de 2026 (recurso 21/2026): rescission of article 197.2 ♪

Sources are viewed on 02.10.2026. Consolidated texts and departmental reference pages are informative: legal application takes into account official publications, changes and specific circumstances. Material has not been personally checked by counsel.

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