Spain route
residence permit without work permit in Spain (no lucrativa): step by step itinerary
Ten steps from IPREM to extension: what to prepare, where to apply a visa, what the law calls and what to do after entry. Check the items, the list is stored in your browser, you can print it out.

Short
- Basis
- Articles 60 to 64 of the Convention
residencia temporal no lucrativa, Real Decreto 1155/2024 - Work
- Prohibited
No employment, no self-employment, no remote - Funds
- 2,400 per month per complainant
40% IPREM; for a family member 600 (100%); IPREM 600 SEPE on 3 October 2026 - Delivery
- Consular
visa application includes permit application - Duration
- 1 year, then 2 years
2 months ’ extension before end - The Messengers
- 10.94 me and 16.40 me
Primary and Extension by Order PJC/617/2025, TIE 16.08
Whose route is it?
It fits.
- The accumulated or regular income from assets closes the entire authorization period
- You're ready to live in Spain for more than six months a year.
- You don't plan to work in Spain, and neither does family.
The general diagram for any base describes the page a residence permit in Barcelona on its own, service: A residence permit without work.
Route page no lucrativa: 10 steps
Check that no lucrativa is right for you.
The permit is given to those who live in Spain without work or professional activity, and they estimate the real source of the funds: changing wages into passive income will not help.
When you need help, if you have a part of your income involved in your job or business, it's hard to estimate it without a lawyer.
Count the funds for IPREM
The law requires 400 per cent of IPREM per month for the applicant and 100 per cent for each family member multiplied by the number of months of authorization.
When you need help, if you get money, or you get a piece of money, you're in assets that you can't sell quickly.
Prepare proof of funds
Anything that's admissible will be fine, for foreign accounts, the demands are stricter.
When you need help, if you have accounts in several countries or money has come recently. funds for no lucrativa.
Get me medical insurance.
Insurance is a separate claim, money in the account is not a substitute, the insuranceer must be allowed to work in Spain.
When you need help, if the consulate has returned the policy, we don't sell the insurance and the companies don't recommend checking out: Health insurance for residence permits.
Collect the background checks, medical certificates and translations
The evidence of indecent conviction is needed from the countries where you have lived for the past five years. Public documents are being issued with apostille, translated by a juror.
When you need help, if you live in several countries or if you have a record in the certificate. Certificate of indignity for residence.
Pay the fees and sign up for the consulate.
The permit fee is paid on model 790, the consular visa fee is required on the consular rate, and the tape is required for a private appointment.
When assistance is needed: if you doubt the duty code or the consulate requires a different order. Spanish consulates: where to deliver.
Give me a visa, it includes a permit application.
The visa application is filed with the consulate at the place of residence, and you apply for no lucrativa.
When you need help, if the consulate has a record practice. delivery through the consulate.
Wait for the decision and get a visa.
The consulate refers the case to the oicina de extrandjería. It decides within a month, silence means rejection.
When assistance is needed: any refusal, the time limit for appeal shall be determined from the date of notification. No lucrativa refusal.
Come on, get TIE and get settled in.
After you enter within a month, you personally request a TIE card. Printing is done via a cita pravia.
When you need help, if the time limit for TIE is almost up. TIE and Huellas.
Live by the rules and extend
The extension is two months before the end, the time limit of the judgement is three months, silence means approval.
When you need help: long departures, lack of funds, desire to change the base. extension no lucrativa.
Typical errors on this route
- They count the money at the minimum wage, and the base here is IPREM.
- The work is remote: permission does not allow this, and UGE does not accept this work when moving to DNV. What is prohibited in no lucrativa.
- They're giving a discharge without an explanation of the source, the account holder, and the time limit for which the money will be sufficient.
- Buy a policy before checking the consulate criteria.
- They live in Spain for less than six months: no extension. Spain and extension.
- They're putting TIE and the extension window off.
How Can We Help
We count the funds by your date, we check the documents and we file a case before the decision, the applicant himself applies for a visa to the consulate by his rules, we don't promise. 30 minutes free, details at the consulate. questions and replies.
Frequent issues
Can you work remotely with no lucrativa?
How much money does no lucrativa need?
Can you serve no lucrativa from Spain?
How long is the first permit?
Can I come with my family?
Would no lucrativa suit a retired person?
Contribution on the theme
Sources
- BOE: Real Decreto 1155/2024, version of 22.09.2026 (arts. 37-39, 60-64, 191)
- BOE: Ley 14/2013, article 62
- BOE: Orden PJC/617/2025, duties
- SEPE: IPREM 2026
- Policya Nacional: TIE duties
- BOE: Decision of the Tribunal Supermo of 8 July 2026
Sources are checked on 3 October 2026. The consolidated BOE reference text is not a substitute for advice by a lawyer or a tax and administrative specialist (gradoada social).
How does this apply to your situation?
Choose a first step in the short quiz or discuss your questions with the NEXO team.
